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Credit Score Education

Credit Analysis and Education

Learn how to read and decode your credit report so that you can get a picture of your financial history. You will then be able to compare your credit history to the FICO scoring model and determine where you have strengths and weaknesses.

Credit Optimization Plan

Credit Optimization Plan

Our amazing system will help you develop a simple Credit Optimization Plan specifically designed to guide you to HIGHER Credit Scores! The Credit Optimization Plan gives you a complete picture of your credit profile and recommends an easy to understand process on how to improve your credit scores.

Credit Tune-up Software

Credit Tune-up

Easy to use Credit Tune-Up software insures that you have a Credit Report that is 100% accurate. Through this process you will take control of your credit and know exactly how to attain the highest credit score possible!

Automated Dispute Letters generated specifically for your Credit Optimization Plan.
Each of these 3 steps could save you hundreds or thousands of dollars. You cannot find our powerful A, B, C punch anywhere for any price. Need more proof? Meet the Johnsons and Smiths.
Meet the Johnsons

The Johnsons

Credit Scores 730

Loan Type Amount Interest
Rate
Monthly
Payment
Home $250,000 5.75% fixed $1458
Auto $20,000 4.5% $372
Credit Card $20,000 6.9% $120
Total monthly debts = $1950
Meet the Smiths

The Smiths

Credit Scores 650

Loan Type Amount Interest
Rate
Monthly
Payment
Home $250,000 7.5% fixed $1748
Auto $20,000 9.5% $420
Credit Card $20,000 18.9% $315
Total monthly debts = $2483
The Smiths make the same income as the Johnsons however their monthly debt is $533 more per month. The Smiths spend $6396 more per year on their debt because of one reason.
Their credit score!
How can the Smiths be just like the Johnsons?

CreditReportABC.com

Which picture is closer to your financial life? How would you like to be saving the difference between the Johnsons #1 and the Smiths #2? What could you do with that kind of savings?
  1. Retirement? By investing $533.00 per month, you will have $535,406 in 30 years.*
  2. Kids College? By investing $533.00 per month, you will have $206,459 in 18 years.*
  3. Bigger Dream Home? Same monthly payment with $91,000 more is purchasing POWER!**
*assumes investment return of 6%.
**assumes housing monthly debt payment of $1748 at 5.75%. Monthly taxes and insurance not included.



The choice is yours, so lets get started now!
If your score or your spouse's score is below 750


To give you complete peace of mind, we offer a 100% money back guarantee!






Who should sign up for our services?

Anyone who has or will have credit!

  • Parents with college students - Think about it. You spend tens of $thousands sending your son or daughter to college. Do you think they get educated on credit and how it affects them? Do you know enough to properly educate them on the optimum credit structure after graduating? We can teach them the ABC's of credit!

  • Renters - Are you looking to buy a home. Get your credit report in order before you start looking for a home. Why? Because it takes time to properly correct errors on your credit report and having your credit score at its maximum potential will assist you in getting the best interest rates. This could save you $1000's.

  • Current homeowners - Whether you are purchasing or refinancing get your credit report in order. Your maximum potential credit score could mean the difference between qualifying for a mortgage or not. Your maximum potential credit score can potentially save you $1000's in extra lender fees.

  • Credit in General - Credit cards, car loans, employers, boat loans, mortgages, insurance rates are just some of the areas where your credit score determines the interest rate you are charged. Correcting errors and learning how to maximize your credit score will help you achieve your maximum credit score.

To give you complete peace of mind, we offer a 100% money back guarantee!






Here are a few stories from our clients;

Maggie N. from Virginia
I received a $257 refund from my car insurance company because my credit score increased!!!! The program paid for itself.

Keith Kelly, Host of "My Mortgage WatchDog" on 630am WMAL every Saturday from 1-2pm
I have been in residential mortgage banking over 22 years. I have painfully helped some of my clients fix errors on their credit reports. The average cost for minor repairs was over $500 and the correction was only temporary. Then I learned about CreditReportABC.com. The very first person I referred increased his middle score 24 points in 30 days!! This saved him over $3200 in closing costs. I now refer all my clients who have scores under 750 to CreditReportABC.com because I have seen first hand how their incredible system actually works.

Scott from Virginia
I thought I had to wait 7-10 years to start building my credit score. Then I heard about the Credit Tune Up software on CreditReportABC.com and in just a few months my credit score went from 580 to 707? I was amazed to find out that even derogatory credit items must be reported accurately or the credit bureaus must remove them! I also learned some credit building secrets that got my credit score going in the right direction very quickly. The best part is that I now monitor my own credit and know exactly what I have to do to keep my credit score high!

Steve from Maryland
After going through a divorce I had a lot of negative credit items on my credit report and many of them I knew were not reported correctly. I asked every loan officer what I could do about that and they all told me "You have to wait 7-10 years"! After using this amazing system for only 30 days the credit bureaus removed 8 of 12 negative items because they couldn't be verified to be accurate according to the law. I am now in the process of completing my Credit Optimization Plan and know exactly where my credit score is headed!

Low Credit Scores cost you $1000's when you finance your home!
How much can you save if you have a credit score above 720?

Example: Let's say your loan amount is $200,000. Below are price adjustments for a 30 Year fixed conventional mortgage if your credit score is below 720.

Credit Score Range Extra Points Cost
< 620 2.75 $5500
620-639 2.5 $5000
640-659 1.75 $3500
660-679 1.25 $2500
680-719 .5 $1000

These charges vary by lender, however the point is that even a credit score of 700 does not get you the best interest rates. If your loan amount is $200,000, having a credit score of 700 still costs you an extra $1000 in lender fees!!!

Before you buy or refi your dream home, take the time NOW to correct your credit!

The best part is that our system guides you through every step of the process! You will discover how even small increases in your credit score can save you thousands of dollars. Just increasing your score from 700 to 720 could lower your mortgage interest from 6.5% to 6.25% which would result in savings of tens of thousands of dollars over the life of your mortgage! No matter what your credit score is now, this program can show you how to raise your score and save money!

How is this incredible tool so affordable? It's completely automated. You will be able learn and take action on your own credit report without paying thousands of dollars to a credit repair company. Our automated credit letter generation software is easy to use and the most powerful way to correct errors on your credit report.

To give you complete peace of mind, we offer a 100% money back guarantee!